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BUG: Improve loan page #535

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BUG: Improve loan page #535

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c24079f
Remove footer from login and signup page
harshbhar0629 Oct 28, 2024
59cded6
Improve loan page
harshbhar0629 Oct 28, 2024
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2 changes: 1 addition & 1 deletion frontend/src/components/Login/Login.js
View file
Open in desktop
Original file line number Diff line number Diff line change
Expand Up @@ -151,7 +151,7 @@ function Login() {
</div>
</div>
</div>
<Footer />
{/* <Footer /> */}
</div>
</>
);
Expand Down
2 changes: 1 addition & 1 deletion frontend/src/components/Signup/Signup.js
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Original file line number Diff line number Diff line change
Expand Up @@ -267,7 +267,7 @@ function Signup() {
</div>
</div>
</div>
<Footer />
{/* <Footer /> */}
</>
);
}
Expand Down
348 changes: 190 additions & 158 deletions frontend/src/pages/Loan/Loan.js
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Original file line number Diff line number Diff line change
@@ -1,163 +1,195 @@
import React, { useState } from 'react';
import './Loan.css'; // Import your custom CSS file
/** @format */

import React, { useState } from "react";
import "./Loan.css"; // Import your custom CSS file

const Loan = () => {
const [loanAmount, setLoanAmount] = useState('');
const [interestRate, setInterestRate] = useState('');
const [loanTerm, setLoanTerm] = useState('');
const [paymentFrequency, setPaymentFrequency] = useState('monthly');
const [calculationResult, setCalculationResult] = useState(null);

const calculateLoan = () => {
const principal = parseFloat(loanAmount);
const annualRate = parseFloat(interestRate) / 100;
const termInYears = parseFloat(loanTerm);

if (isNaN(principal) || isNaN(annualRate) || isNaN(termInYears)) {
alert('Please enter valid numbers for all fields.');
return;
}

// Determine the number of payments per year and the interest rate per payment based on frequency
let paymentsPerYear;
if (paymentFrequency === 'monthly') {
paymentsPerYear = 12;
} else if (paymentFrequency === 'biweekly') {
paymentsPerYear = 26;
} else {
paymentsPerYear = 52;
}

const ratePerPeriod = annualRate / paymentsPerYear;
const totalPayments = termInYears * paymentsPerYear;

// Calculate the payment per period using the amortization formula
const paymentPerPeriod = (principal * ratePerPeriod * Math.pow(1 + ratePerPeriod, totalPayments)) /
(Math.pow(1 + ratePerPeriod, totalPayments) - 1);

const totalPayment = paymentPerPeriod * totalPayments;
const totalInterest = totalPayment - principal;

setCalculationResult({
paymentPerPeriod: paymentPerPeriod.toFixed(2),
totalPayment: totalPayment.toFixed(2),
totalInterest: totalInterest.toFixed(2),
frequency: paymentFrequency.charAt(0).toUpperCase() + paymentFrequency.slice(1)
});
};

return (
<div className="loan-container" style={{marginTop: "50px", marginBottom: "50px", paddingTop: "30px", paddingBottom: "30px"} }>
<h1 className="loan-title">Understanding Loans and Grants</h1>

<div className="horizontal-cards">
<section className="loan-section">
<h2>What is a Loan?</h2>
<p>
A loan is a sum of money that is borrowed and is expected to be paid back with interest.
Loans can be secured (backed by collateral) or unsecured (not backed by collateral).
</p>
<a href="https://en.wikipedia.org/wiki/Loan" target="_blank" rel="noopener noreferrer">
<button className="loan-button">Learn More</button>
</a>
</section>

<section className="loan-section">
<h2>What is a Grant?</h2>
<p>
A grant is a financial award given by a government agency, organization, or individual for a specific purpose,
and it does not need to be paid back.
</p>
<a href="https://en.wikipedia.org/wiki/Grant_(law)" target='_blank' rel="noopener noreferrer">
<button className="loan-button">Learn More</button>
</a>
</section>

<section className="loan-section types-of-loans">
<h2>Types of Loans</h2>
<ul>
<li>Personal Loans</li>
<li>Student Loans</li>
<li>Mortgage Loans</li>
<li>Auto Loans</li>
</ul>
<a href="https://en.wikipedia.org/wiki/Loan#Types" target='_blank' rel="noopener noreferrer">
<button className="loan-button">View Details</button>
</a>
</section>
</div>

<section className="loan-section tips">
<h2>Tips for Applying for Loans and Grants</h2>
<ul>
<li>Check your credit score before applying.</li>
<li>Research various options to find the best terms.</li>
<li>Gather necessary documentation in advance.</li>
<li>Be clear about your purpose and how you plan to use the funds.</li>
</ul>
</section>

<section className="loan-calculator">
<h2>Loan Calculator</h2>
<form className="calculator-form" onSubmit={(e) => e.preventDefault()}>
<label htmlFor="loanAmount">
Loan Amount:
<input
id="loanAmount"
type="number"
value={loanAmount}
onChange={(e) => setLoanAmount(e.target.value)}
placeholder="Enter amount"
required
/>
</label>
<label htmlFor="interestRate">
Annual Interest Rate (%):
<input
id="interestRate"
type="number"
value={interestRate}
onChange={(e) => setInterestRate(e.target.value)}
placeholder="Enter rate"
required
/>
</label>
<label htmlFor="loanTerm">
Loan Term (years):
<input
id="loanTerm"
type="number"
value={loanTerm}
onChange={(e) => setLoanTerm(e.target.value)}
placeholder="Enter term"
required
/>
</label>
<label htmlFor="paymentFrequency">
Payment Frequency:
<select
id="paymentFrequency"
value={paymentFrequency}
onChange={(e) => setPaymentFrequency(e.target.value)}
>
<option value="monthly">Monthly</option>
<option value="biweekly">Bi-weekly</option>
<option value="weekly">Weekly</option>
</select>
</label>
<button onClick={calculateLoan} className="loan-button">Calculate</button>
</form>
{calculationResult && (
<div className="calculator-result">
<h3>Loan Summary:</h3>
<p>{calculationResult.frequency} Payment: ${calculationResult.paymentPerPeriod}</p>
<p>Total Payment: ${calculationResult.totalPayment}</p>
<p>Total Interest: ${calculationResult.totalInterest}</p>
</div>
)}
</section>
</div>
);
const [loanAmount, setLoanAmount] = useState("");
const [interestRate, setInterestRate] = useState("");
const [loanTerm, setLoanTerm] = useState("");
const [paymentFrequency, setPaymentFrequency] = useState("monthly");
const [calculationResult, setCalculationResult] = useState(null);

const calculateLoan = () => {
const principal = parseFloat(loanAmount);
const annualRate = parseFloat(interestRate) / 100;
const termInYears = parseFloat(loanTerm);

if (isNaN(principal) || isNaN(annualRate) || isNaN(termInYears)) {
alert("Please enter valid numbers for all fields.");
return;
}

// Determine the number of payments per year and the interest rate per payment based on frequency
let paymentsPerYear;
if (paymentFrequency === "monthly") {
paymentsPerYear = 12;
} else if (paymentFrequency === "biweekly") {
paymentsPerYear = 26;
} else {
paymentsPerYear = 52;
}

const ratePerPeriod = annualRate / paymentsPerYear;
const totalPayments = termInYears * paymentsPerYear;

// Calculate the payment per period using the amortization formula
const paymentPerPeriod =
(principal * ratePerPeriod * Math.pow(1 + ratePerPeriod, totalPayments)) /
(Math.pow(1 + ratePerPeriod, totalPayments) - 1);

const totalPayment = paymentPerPeriod * totalPayments;
const totalInterest = totalPayment - principal;

setCalculationResult({
paymentPerPeriod: paymentPerPeriod.toFixed(2),
totalPayment: totalPayment.toFixed(2),
totalInterest: totalInterest.toFixed(2),
frequency:
paymentFrequency.charAt(0).toUpperCase() + paymentFrequency.slice(1),
});
};

return (
<div
className="loan-container"
style={{
marginTop: "50px",
marginBottom: "50px",
paddingTop: "30px",
paddingBottom: "30px",
}}>
<h1 className="loan-title">Understanding Loans and Grants</h1>

<div className="horizontal-cards">
<section className="loan-section">
<h2>What is a Loan?</h2>
<p>
A loan is a sum of money that is borrowed and is expected to be paid
back with interest. Loans can be secured (backed by collateral) or
unsecured (not backed by collateral).
</p>
<a
href="https://en.wikipedia.org/wiki/Loan"
target="_blank"
rel="noopener noreferrer">
<button className="loan-button">Learn More</button>
</a>
</section>

<section className="loan-section">
<h2>What is a Grant?</h2>
<p>
A grant is a financial award given by a government agency,
organization, or individual for a specific purpose, and it does not
need to be paid back.
</p>
<a
href="https://en.wikipedia.org/wiki/Grant_(law)"
target="_blank"
rel="noopener noreferrer">
<button className="loan-button">Learn More</button>
</a>
</section>

<section className="loan-section types-of-loans">
<h2>Types of Loans</h2>
<ul>
<li>Personal Loans</li>
<li>Student Loans</li>
<li>Mortgage Loans</li>
<li>Auto Loans</li>
</ul>
<a
href="https://en.wikipedia.org/wiki/Loan#Types"
target="_blank"
rel="noopener noreferrer">
<button className="loan-button">View Details</button>
</a>
</section>
</div>

<section className="loan-section tips">
<h2>Tips for Applying for Loans and Grants</h2>
<ul>
<li>Check your credit score before applying.</li>
<li>Research various options to find the best terms.</li>
<li>Gather necessary documentation in advance.</li>
<li>
Be clear about your purpose and how you plan to use the funds.
</li>
</ul>
</section>

<section className="loan-calculator">
<h2>Loan Calculator</h2>
<form
className="calculator-form"
onSubmit={(e) => e.preventDefault()}>
<label htmlFor="loanAmount">
Loan Amount:
<input
id="loanAmount"
type="number"
value={loanAmount}
onChange={(e) => setLoanAmount(e.target.value)}
placeholder="Enter amount"
required
/>
</label>
<label htmlFor="interestRate">
Annual Interest Rate (%):
<input
id="interestRate"
type="number"
value={interestRate}
onChange={(e) => setInterestRate(e.target.value)}
placeholder="Enter rate"
required
/>
</label>
<label htmlFor="loanTerm">
Loan Term (years):
<input
id="loanTerm"
type="number"
value={loanTerm}
onChange={(e) => setLoanTerm(e.target.value)}
placeholder="Enter term"
required
/>
</label>
<label htmlFor="paymentFrequency">
Payment Frequency:
<select
id="paymentFrequency"
value={paymentFrequency}
onChange={(e) => setPaymentFrequency(e.target.value)}>
<option value="monthly">Monthly</option>
<option value="biweekly">Bi-weekly</option>
<option value="weekly">Weekly</option>
</select>
</label>
<button
onClick={calculateLoan}
className="loan-button">
Calculate
</button>
</form>
{calculationResult && (
<div className="calculator-result">
<h3>Loan Summary:</h3>
<p>
{calculationResult.frequency} Payment: $
{calculationResult.paymentPerPeriod}
</p>
<p>Total Payment: ${calculationResult.totalPayment}</p>
<p>Total Interest: ${calculationResult.totalInterest}</p>
</div>
)}
</section>
</div>
);
};

export default Loan;