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Add explanation of the first step of the model development process
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ChronoBoot committed Dec 31, 2023
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- Thanks to Kaggle(https://www.kaggle.com/competitions/home-credit-default-risk/overview) for providing the dataset.
- A special thanks to Morgan Gautherot (https://www.linkedin.com/in/morgan-gautherot-phd-05a227108/) for his great help on this project.

## Model Development Process
## Model Development Process

In this phase of the project, we implemented a simple Random Forest model. The primary dataset used was the `application_train` table, focusing on encoding non-numerical values to fit the model requirements. This approach yielded a promising precision rate of around 92%, marking a solid start for our predictive modeling. The aim was to establish a baseline performance, using a well-known and reliable machine learning algorithm. This initial step serves as a foundation for more complex model development and optimization in the future.

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