diff --git a/sphinx/application/network/features/queries/feature-network-query-message/src/main/java/chat/sphinx/feature_network_query_message/NetworkQueryMessageImpl.kt b/sphinx/application/network/features/queries/feature-network-query-message/src/main/java/chat/sphinx/feature_network_query_message/NetworkQueryMessageImpl.kt
index 16fb963cf2..7d7c57ac97 100644
--- a/sphinx/application/network/features/queries/feature-network-query-message/src/main/java/chat/sphinx/feature_network_query_message/NetworkQueryMessageImpl.kt
+++ b/sphinx/application/network/features/queries/feature-network-query-message/src/main/java/chat/sphinx/feature_network_query_message/NetworkQueryMessageImpl.kt
@@ -36,7 +36,7 @@ class NetworkQueryMessageImpl(
         private const val ENDPOINT_MESSAGES_READ = "/messages/%d/read"
         private const val ENDPOINT_MESSAGES = "/messages"
         private const val ENDPOINT_PAYMENT = "/payment"
-        private const val ENDPOINT_PAYMENTS = "payments"
+        private const val ENDPOINT_PAYMENTS = "/payments"
         private const val ENDPOINT_PAY_ATTACHMENT = "/purchase"
         private const val ENDPOINT_INVOICES = "/invoices"
     }
diff --git a/sphinx/screens/dashboard/dashboard/src/main/java/chat/sphinx/dashboard/ui/ChatListFragment.kt b/sphinx/screens/dashboard/dashboard/src/main/java/chat/sphinx/dashboard/ui/ChatListFragment.kt
index 0da13c0f87..01b69e50f8 100644
--- a/sphinx/screens/dashboard/dashboard/src/main/java/chat/sphinx/dashboard/ui/ChatListFragment.kt
+++ b/sphinx/screens/dashboard/dashboard/src/main/java/chat/sphinx/dashboard/ui/ChatListFragment.kt
@@ -24,6 +24,7 @@ import chat.sphinx.dashboard.ui.adapter.DashboardFooterAdapter
 import chat.sphinx.dashboard.ui.viewstates.ChatFilter
 import chat.sphinx.dashboard.ui.viewstates.ChatListFooterButtonsViewState
 import chat.sphinx.dashboard.ui.viewstates.ChatListViewState
+import chat.sphinx.dashboard.ui.viewstates.ChatViewState
 import chat.sphinx.resources.SphinxToastUtils
 import chat.sphinx.resources.inputMethodManager
 import chat.sphinx.wrapper_chat.ChatType
@@ -32,6 +33,7 @@ import io.matthewnelson.android_feature_screens.navigation.CloseAppOnBackPress
 import io.matthewnelson.android_feature_screens.ui.sideeffect.SideEffectFragment
 import io.matthewnelson.android_feature_screens.util.gone
 import io.matthewnelson.android_feature_screens.util.goneIfFalse
+import io.matthewnelson.android_feature_screens.util.visible
 import io.matthewnelson.concept_views.viewstate.collect
 import kotlinx.coroutines.launch
 import javax.inject.Inject
@@ -217,4 +219,21 @@ internal class ChatListFragment : SideEffectFragment<
             }
         }
     }
+
+    override fun subscribeToViewStateFlow() {
+        onStopSupervisor.scope.launch(viewModel.mainImmediate) {
+            viewModel.chatViewStateContainer.collect { viewState ->
+                when {
+                    viewState.list.isEmpty() -> {
+                        binding.progressBarChatList.visible
+                    }
+                    viewState.list.isNotEmpty() -> {
+                        binding.progressBarChatList.gone
+                    }
+                }
+            }
+        }
+
+        super.subscribeToViewStateFlow()
+    }
 }
diff --git a/sphinx/screens/dashboard/dashboard/src/main/res/layout/fragment_chat_list.xml b/sphinx/screens/dashboard/dashboard/src/main/res/layout/fragment_chat_list.xml
index e40d60edf4..a94a4e78e6 100644
--- a/sphinx/screens/dashboard/dashboard/src/main/res/layout/fragment_chat_list.xml
+++ b/sphinx/screens/dashboard/dashboard/src/main/res/layout/fragment_chat_list.xml
@@ -23,4 +23,17 @@
         app:layout_constraintBottom_toBottomOf="parent"
         app:layout_constraintTop_toBottomOf="@+id/layout_search_bar" />
 
+    <ProgressBar
+        android:id="@+id/progress_bar_chat_list"
+        style="?android:attr/progressBarStyle"
+        android:layout_width="@dimen/default_large_layout_margin"
+        android:layout_height="@dimen/default_large_layout_margin"
+        android:indeterminate="true"
+        android:indeterminateTint="@android:color/white"
+        android:visibility="gone"
+        app:layout_constraintBottom_toBottomOf="parent"
+        app:layout_constraintEnd_toEndOf="parent"
+        app:layout_constraintStart_toStartOf="parent"
+        app:layout_constraintTop_toTopOf="parent" />
+
 </androidx.constraintlayout.widget.ConstraintLayout>