CJS module not loading with import

[perrin4869]

• Version: v16.3.0
• Platform: Linux landau.julian.dotcore.co.il 5.4.60 deps: update openssl to 1.0.1j #1 SMP Fri Aug 21 14:39:48 CDT 2020 x86_64 Intel(R) Core(TM) i7-3770K CPU @ 3.50GHz GenuineIntel GNU/Linux
• Subsystem: esm

What steps will reproduce the bug?

The following minimal project will do:

❯ cat package.json
{
  "type": "module",
  "devDependencies": {
    "cross-fetch": "^3.1.4"
  }
}
❯ cat index.js
import "cross-fetch/polyfill";
❯ node --experimental-specifier-resolution=node index.js
node:internal/process/esm_loader:74
    internalBinding('errors').triggerUncaughtException(
                              ^

Error [ERR_MODULE_NOT_FOUND]: Cannot find module '/home/perrin4869/univapay/cross-fetch-esm/node_modules/cross-fetch/polyfill' imported from /home/perrin4869/univapay/cross-fetch-esm/index.js
Did you mean to import cross-fetch-esm/node_modules/cross-fetch/dist/node-polyfill.js?
    at new NodeError (node:internal/errors:363:5)
    at finalizeResolution (node:internal/modules/esm/resolve:296:11)
    at moduleResolve (node:internal/modules/esm/resolve:742:10)
    at Loader.defaultResolve [as _resolve] (node:internal/modules/esm/resolve:853:11)
    at Loader.resolve (node:internal/modules/esm/loader:89:40)
    at Loader.getModuleJob (node:internal/modules/esm/loader:242:28)
    at ModuleWrap.<anonymous> (node:internal/modules/esm/module_job:73:40)
    at link (node:internal/modules/esm/module_job:72:36) {
  code: 'ERR_MODULE_NOT_FOUND'
}

What is the expected behavior?

Since the module cross-fetch/polyfill loads flawlessly over cjs, and I understand that most cjs modules should load under esm as a default export, I expected the module to load without this error.

What do you see instead?

Error [ERR_MODULE_NOT_FOUND]: Cannot find module '/home/perrin4869/univapay/cross-fetch-esm/node_modules/cross-fetch/polyfill' imported from /home/perrin4869/univapay/cross-fetch-esm/index.js

Additional information

Related: lquixada/cross-fetch#110

[aduh95]

Duplicate of #38739.