diff --git a/src/main/java/com/networknt/schema/SchemaLocation.java b/src/main/java/com/networknt/schema/SchemaLocation.java
index d1b5f33b..2257e36e 100644
--- a/src/main/java/com/networknt/schema/SchemaLocation.java
+++ b/src/main/java/com/networknt/schema/SchemaLocation.java
@@ -142,17 +142,24 @@ public SchemaLocation resolve(String absoluteIriReferenceOrFragment) {
             return new SchemaLocation(this.getAbsoluteIri(), JSON_POINTER);
         }
         JsonNodePath fragment = JSON_POINTER;
-        String[] parts = absoluteIriReferenceOrFragment.split("#");
+        int index = absoluteIriReferenceOrFragment.indexOf('#');
         AbsoluteIri absoluteIri = this.getAbsoluteIri();
+        String part0 = index == -1 ? absoluteIriReferenceOrFragment
+                : absoluteIriReferenceOrFragment.substring(0, index);
         if (absoluteIri != null) {
-            if (!parts[0].isEmpty()) {
-                absoluteIri = absoluteIri.resolve(parts[0]);
+            if (!part0.isEmpty()) {
+                absoluteIri = absoluteIri.resolve(part0);
             }
         } else {
-            absoluteIri = AbsoluteIri.of(parts[0]);
+            absoluteIri = AbsoluteIri.of(part0);
         }
-        if (parts.length > 1 && !parts[1].isEmpty()) {
-            fragment = Fragment.of(parts[1]);
+        if (index != -1) {
+            if (absoluteIriReferenceOrFragment.length() > index + 1) {
+                String part1 = absoluteIriReferenceOrFragment.substring(index + 1);
+                if (!part1.isEmpty()) {
+                    fragment = Fragment.of(part1);
+                }
+            }
         }
         return new SchemaLocation(absoluteIri, fragment);
     }
@@ -168,18 +175,26 @@ public static String resolve(SchemaLocation schemaLocation, String absoluteIriRe
         if ("#".equals(absoluteIriReferenceOrFragment)) {
             return schemaLocation.getAbsoluteIri().toString() + "#";
         }
-        String[] parts = absoluteIriReferenceOrFragment.split("#");
+        int index = absoluteIriReferenceOrFragment.indexOf('#');
         AbsoluteIri absoluteIri = schemaLocation.getAbsoluteIri();
-        String resolved = parts[0];
+        String part0 = index == -1 ? absoluteIriReferenceOrFragment
+                : absoluteIriReferenceOrFragment.substring(0, index);
+        String resolved = part0;
         if (absoluteIri != null) {
-            if (!parts[0].isEmpty()) {
-                resolved = absoluteIri.resolve(parts[0]).toString();
+            if (!part0.isEmpty()) {
+                resolved = absoluteIri.resolve(part0).toString();
             } else {
                 resolved = absoluteIri.toString();
             }
         }
-        if (parts.length > 1 && !parts[1].isEmpty()) {
-            resolved = resolved + "#" + parts[1];
+        String part1 = "";
+        if (index != -1) {
+            if (absoluteIriReferenceOrFragment.length() > index + 1) {
+                part1 = absoluteIriReferenceOrFragment.substring(index + 1);
+            }
+        }
+        if (!part1.isEmpty()) {
+            resolved = resolved + "#" + part1;
         } else {
             resolved = resolved + "#";
         }
diff --git a/src/test/java/com/networknt/schema/SchemaLocationTest.java b/src/test/java/com/networknt/schema/SchemaLocationTest.java
index c2b29d3a..7562e2b4 100644
--- a/src/test/java/com/networknt/schema/SchemaLocationTest.java
+++ b/src/test/java/com/networknt/schema/SchemaLocationTest.java
@@ -74,6 +74,24 @@ void schemaLocationResolveDocumentPointer() {
                 SchemaLocation.resolve(schemaLocation, "#/allOf/12/properties"));
     }
 
+    @Test
+    void schemaLocationResolveHashInFragment() {
+        SchemaLocation schemaLocation = SchemaLocation.of("https://example.com/schemas/address#street_address");
+        assertEquals(
+                "https://example.com/schemas/address#/paths/~1subscribe/post/callbacks/myEvent/{request.body#~1callbackUrl}/post/requestBody/content/application~1json/schema",
+                SchemaLocation.resolve(schemaLocation,
+                        "#/paths/~1subscribe/post/callbacks/myEvent/{request.body#~1callbackUrl}/post/requestBody/content/application~1json/schema"));
+    }
+
+    @Test
+    void schemaLocationResolvePathHashInFragment() {
+        SchemaLocation schemaLocation = SchemaLocation.of("https://example.com/schemas/address#street_address");
+        assertEquals(
+                "https://example.com/schemas/hello#/paths/~1subscribe/post/callbacks/myEvent/{request.body#~1callbackUrl}/post/requestBody/content/application~1json/schema",
+                SchemaLocation.resolve(schemaLocation,
+                        "hello#/paths/~1subscribe/post/callbacks/myEvent/{request.body#~1callbackUrl}/post/requestBody/content/application~1json/schema"));
+    }
+
     @Test
     void schemaLocationResolveEmptyString() {
         SchemaLocation schemaLocation = SchemaLocation.of("https://example.com/schemas/address#street_address");
@@ -105,6 +123,26 @@ void resolveDocumentPointer() {
                 schemaLocation.resolve("#/allOf/10/properties").toString());
     }
 
+    @Test
+    void resolveHashInFragment() {
+        SchemaLocation schemaLocation = SchemaLocation.of("https://example.com/schemas/address#street_address");
+        assertEquals(
+                "https://example.com/schemas/address#/paths/~1subscribe/post/callbacks/myEvent/{request.body#~1callbackUrl}/post/requestBody/content/application~1json/schema",
+                schemaLocation.resolve(
+                        "#/paths/~1subscribe/post/callbacks/myEvent/{request.body#~1callbackUrl}/post/requestBody/content/application~1json/schema")
+                        .toString());
+    }
+
+    @Test
+    void resolvePathHashInFragment() {
+        SchemaLocation schemaLocation = SchemaLocation.of("https://example.com/schemas/address#street_address");
+        assertEquals(
+                "https://example.com/schemas/hello#/paths/~1subscribe/post/callbacks/myEvent/{request.body#~1callbackUrl}/post/requestBody/content/application~1json/schema",
+                schemaLocation.resolve(
+                        "hello#/paths/~1subscribe/post/callbacks/myEvent/{request.body#~1callbackUrl}/post/requestBody/content/application~1json/schema")
+                        .toString());
+    }
+
     @Test
     void resolveEmptyString() {
         SchemaLocation schemaLocation = SchemaLocation.of("https://example.com/schemas/address#street_address");