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Contents_Business_Loan_Faqs.php
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Contents_Business_Loan_Faqs.php
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<?php
require 'scripts/functions.php';
session_start();
?>
<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd">
<html xmlns="http://www.w3.org/1999/xhtml">
<head>
<meta http-equiv="Content-Type" content="text/html; charset=utf-8" />
<title>Business Loans India| Business Loans Compare Rates Documents Features Eligibility Apply EMI | Deal4Loans</title></title>
<meta name="keywords" content="Business loans India, Business loans information, Business loan documents, Business Loan rates, Business loan eligibility, Business Loans, Self Employed Loan">
<meta name="description" content="Business Loan eligibility, disbursement and limit information. Know eligibility and documents for apply for Business Loan.">
<link href="style/new-bima.css" rel="stylesheet" type="text/css" />
<link href="style/glowing.css" rel="stylesheet" type="text/css" />
<script type="text/javascript" src="js/dropdowntabs.js"></script>
<script type="text/javascript" src="../scripts/mootools.js"></script>
<script type="text/javascript" src="scripts/mootools.js"></script>
<style>
h3{
font-family: Verdana, Arial, Helvetica, sans-serif;
font-size:12px;
text-decoration:none;
color:#1c50b0;
padding:0px;
margin:0px 0px 0px 0px;
text-align:left;
}
.faqContainer{
padding:10px;
}
.faqContainer .toggler {
padding:5px 0px 0px 15px;
font-family:Verdana, Arial, Helvetica, sans-serif;
font-size:11px;
line-height:17px;
font-weight:bold;
text-align:justify;
background:transparent url(../new-images/bullet.gif) no-repeat scroll 0px 10px;
cursor:pointer;
}
.elementInside{
border-bottom:1px solid #CCCCCC;
margin:4px 0px 8px 0px;
padding:4px 0px 10px 0px;
}
</style>
<script type="text/javascript">
window.addEvent('domready', function(){
var accordion = new Accordion('h3.atStart', 'div.atStart', {
opacity: false,
onActive: function(toggler, element){
toggler.setStyle('color', '#222222');
},
onBackground: function(toggler, element){
toggler.setStyle('color', '#062B5F');
}
}, $('accordion'));
//This is for default selected optio
var newTog = new Element('h3', {'class': 'toggler1'}).setHTML('');
var newEl = new Element('div', {'class': 'element1'}).setHTML('');
accordion.addSection(newTog, newEl, 0);
});
//
</script>
<script type="text/javascript">
window.addEvent('domready', function(){
var accordion = new Accordion('h3.atStart', 'div.atStart', {
opacity: false,
onActive: function(toggler, element){
toggler.setStyle('color', '#222222');
},
onBackground: function(toggler, element){
toggler.setStyle('color', '#062B5F');
}
}, $('accordion'));
//This is for default selected optio
var newTog = new Element('h3', {'class': 'toggler1'}).setHTML('');
var newEl = new Element('div', {'class': 'element1'}).setHTML('');
accordion.addSection(newTog, newEl, 0);
});
//
</script>
</head>
<body>
<?php include '~Top-new.php';?>
<?php include '~menu.php';?>
<div id="container">
<div id="lftbar">
<div class="lfttxtbar">
<span><a href="index.php">Home</a> > <a href="business-loans.php">Business Loan</a> > Business Loan FAQs</span>
<h1 >Business Loan FAQs</h1>
<div id="txt">
<div class="faqContainer">
<!-- <h3>FAQs</h3>-->
<div id="demo">
<div id="accordion">
<h3 class="toggler atStart"><b>What is the need for a Business loan?</b></h3>
<div class="element atStart"><div style="margin:4px 0px 8px 0px; border-bottom:1px solid #CCCCCC; height:35px;">
Money is the life blood of every organization. There is a huge amount of working capital required to start up a new business and for the rapid growth of existing successful business. </div> </div>
<h3 class="toggler atStart"><b>Who all can avail a Business loan?</b></h3>
<div class="element atStart">
<div class="elementInside">
• Self Employed Individuals/Professionals<br />
• Sole Proprietorship Firms<br />
• Partnership Firms<br />
• Private Limited Companies
</div> </div>
<h3 class="toggler atStart"><b>Who can apply for a Business Loan?</b></h3>
<div class="element atStart"><div class="elementInside">
• Minimum Age (24 Years)<br />
• Maximum Age (65 Years)<br />
• Current Business Exp. (Min.3 Years)<br />
• Total Business Exp. (Min 5 Years)<br />
• Minimum Annual Income: Rs.1,50,000 p.a.(For working professional Rs.1,00,000 p.a.)
</div> </div>
<h3 class="toggler atStart"><b>What all document are required for applying for a Business loan?</b></h3>
<div class="element atStart"><div class="elementInside">
• Identity Proof<br />
• Address Proof<br />
• Bank Statement (Latest 6 months)<br />
• Latest ITR along with other relevant docs like Balance Sheet, P&L, Audit Report (Certified by a CA)
</div> </div>
<h3 class="toggler atStart">
<b>What are the stages involved in availing a loan?</b></h3>
<div class="element atStart"> <div class="elementInside">
• Application<br />
• Processing<br />
• Documentation<br />
• Sanctioning of the Loan<br />
• Disbursement
</div> </div>
<h3 class="toggler atStart"><b>What are the tenure options available for the repayment?</b></h3>
<div class="element atStart"><div class="elementInside">
Business loans range from min. of 1 year up to a max of 4 years</div> </div>
<h3 class="toggler atStart"><b>How much time does it take for the disbursement of the loan?</b></h3>
<div class="element atStart"> <div class="elementInside">
The processing of the loans usually takes 4 working days after all the documents are submitted.
</div> </div>
<h3 class="toggler atStart"><b>Can I make part pre-payment?</b></h3>
<div class="element atStart"> <div class="elementInside">
You can make a part pre-payment with a min. amount of Rs.50,000 after 6 months from the date of disbursement of the loan. This part pre-payment can be made only once in a financial year. </div> </div>
<h3 class="toggler atStart"><b>What are the options available for repayment of the loan?</b></h3>
<div class="element atStart"> <div class="elementInside">
The loan can be repaid through Electronic Clearing System or Post Dated Cheques. </div> </div>
<h3 class="toggler atStart"><b>Can I pre-pay my loan?</b></h3>
<div class="element atStart"> <div class="elementInside">
Yes you can pre-pay the loan after repaying a min. of 6 EMI’s. Foreclosure charges would be applicable as per the banks term and condition. </div> </div>
</div>
</div>
</div>
<!-- <div align="right"><a href="#pg_up">Top<img width="12" height="18" border="0" alt="Top" src="new-images/top.gif"/></a></div>
-->
</div>
</div></div>
<?php include '~Right-new1.php'; ?>
<?php include '~Bottom-new.php';?>
</div>
</body>
</html>