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timeline1.html
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<!DOCTYPE html>
<html class="no-js">
<head>
<meta charset="utf-8">
<meta http-equiv="X-UA-Compatible" content="IE=edge">
<title>Timeline</title>
<link href="icons/ejc.ico" rel="icon">
<meta name="description" content="">
<meta name="viewport" content="width=device-width, initial-scale=1">
<link rel="stylesheet" href="css/foundation.css" />
<link rel="stylesheet" href="css/app.css" />
<link rel="shortcut icon" href="img/ejc.ico" >
</head>
<body>
<!-- TOP BAR NAV -->
<div class="show-for-large-up">
<div class="contain-to-grid sticky" data-options="sticky_on: large">
<div class="show-for-large-up">
<div class="contain-to-grid sticky" data-options="sticky_on: large">
<nav class="top-bar" data-topbar>
<section class="top-bar-section">
<ul>
<li><a href="index.html">Empire Justice Center</a></li>
</ul>
<ul>
<li class="has-dropdown">
<a href="timeline1.html">Timeline</a>
<ul class="dropdown">
<li><a href="Stage1.html">Stage 1</a></li>
<li><a href="Stage2.html">Stage 2</a></li>
<li><a href="Stage3.html">Stage 3</a></li>
<li><a href="Stage4.html">Stage 4</a></li>
<li><a href="Stage5.html">Stage 5</a></li>
<li><a href="Stage6.html">Stage 6</a></li>
<li><a href="Stage7a.html">Stage 7a</a></li>
<li><a href="Stage7b.html">Stage 7b</a></li>
<li><a href="Stage8.html">Stage 8</a></li>
</ul>
</li>
</ul>
<ul>
<li class="has-dropdown">
<a href="form.html">Important Forms</a>
<ul class="dropdown">
<li><a href="notice_appearance_page1.html">Notice of Appearance</a></li>
<li><a href="answer_page1.html">Answer a Complaint</a></li>
</ul>
</li>
</ul>
<ul>
<li><a href="resources.html">Glossary</a></li>
</ul>
<ul>
<li><a href="about.html">About Us</a></li>
</ul>
<ul>
<li><a href="housing.html">Find Housing Counselors</a></li>
</ul>
</section>
</nav>
</div>
</div>
</div>
</div>
<!--END TOP BAR NAV-->
<div class="body-wrapper">
<div class="row">
<div class="large-12 columns">
<div class="panel">
<h1 class="text-center">Timeline</h1>
</div>
</div>
</div>
<!-- End Header and Nav -->
<div class="row">
<!-- Nav Sidebar -->
<!-- This is source ordered to be pulled to the left on larger screens -->
<div class="large-3 columns ">
<div class="panel">
<div class="section-container vertical-nav" data-section data-options="deep_linking: false; one_up: true">
<section class="section">
<h5 class="text-center"><a href="Stage1.html">Step 1: <br>
<font size="1.9"> HOMEOWNER FALLS BEHIND ON PAYMENTS</font> </a></h5>
</section>
<hr>
<section class="section">
<h5 class="text-center"><a href="Stage2.html">Step 2: <br>
<font size="1.9">90-DAY PRE-FORECLOSURE NOTICE</font> </a></h5>
</section>
<hr>
<section class="section">
<h5 class="text-center"><a href="Stage3.html">Step 3: <br>
<font size="1.9">THE DEMAND LETTER (OR THE “ACCELERATION LETTER”)</font></a></h5>
</section>
<hr>
<section class="section">
<h5 class="text-center"><a href="Stage4.html">Step 4: <br>
<font size="1.9">THE SUMMONS AND COMPLAINT</font> </a></h5>
</section>
<hr>
<section class="section">
<h5 class="text-center"><a href="Stage5.html">Step 5: <br>
<font size="1.9">(OPTIONAL): FILING AN ANSWER</font> </a></h5>
</section>
<hr>
<section class="section">
<h5 class="text-center"><a href="Stage6.html">Step 6: <br>
<font size="1.9">SETTLEMENT CONFERENCE</font> </a></h5>
</section>
<hr>
<section class="section">
<h5 class="text-center"><a href="Stage7a.html">Step 7a: <br>
<font size="1.9">SUCCESSFUL SETTLEMENT CONFERENCE</font> </a></h5>
</section>
<hr>
<section class="section">
<h5 class="text-center"><a href="Stage7b.html">Step 7b: <br>
<font size="1.9">UNSUCCESSFUL SETTLEMENT CONFERENCE</font> </a></h5>
</section>
<hr>
<section class="section">
<h5 class="text-center"><a href="Stage8.html">Step 8: <br>
<font size="1.9">(IF SETTLEMENT CONFERENCE WAS UNSUCCESSFUL) POST-JUDGMENT</font>
</a></h5>
</section>
</div>
</div>
</div>
<div class="show-for-large-up">
<div class="large-9 columns">
<div class="panel">
<!-- Feed Entry -->
<div class="row">
<div class="large-12 columns">
<div class="row">
<div class="large-12 columns">
<p id="3"><strong>Step 1:</strong> Homeowner Falls Behind On Payments</p>
<p>If you are late with your mortgage payments, you may be contacted by your bank. </p>
<a class="button tiny radius" href="Stage1.html">More information</a>
</div>
</div>
<hr />
<div class="row">
<div class="large-12 columns">
<p id="4"><strong>Step 2:</strong> 90-Day Pre-Foreclosure Notice</p>
<p>If you have recieved notification that your bank will begin foreclosure proceedings in 90 days, you can work with them to resolve the situation.</p>
<a class="button tiny radius" href="Stage2.html">More information</a>
</div>
</div>
<hr />
<div class="row">
<div class="large-12 columns">
<p id="5"><strong>Step 3:</strong> The Demand Letter (or "Acceleration Letter")</p>
<p>Did you recieve this document? It typically will arrive when you are 45 to 60 days late on payments.</p>
<a class="button tiny radius" href="Stage3.html">More information</a>
</div>
</div>
<hr />
<div class="row">
<div class="large-12 columns">
<p id="6"><strong>Step 4:</strong> The Summons and Complaint</p>
<p>You may have recieved a summons from the court that your mortgage lender is attempting to foreclose on your home. Here's what you need to know.</p>
<a class="button tiny radius" href="Stage4.html">More information</a>
</div>
</div>
<hr />
<div class="row">
<div class="large-12 columns">
<p id="7"><strong>Step 5:</strong> Optional - Filing an Answer</p>
<p>You can respond to the summons and complaint with an Answer or Notice of Appearance. Here's how.</p>
<a class="button tiny radius" href="Stage5.html">More information</a>
</div>
</div>
<hr />
<div class="row">
<div class="large-12 columns">
<p id="8"><strong>Step 6:</strong> The Settlement Conference</p>
<p>The settlement conference allows you and the bank to find alternatives to foreclosure. You can think of it as a "safety zone" - the judicial foreclosure proceedings are on hold during this time.</p>
<a class="button tiny radius" href="Stage6.html">More information</a>
</div>
</div>
<hr />
<div class="row">
<div class="large-12 columns">
<p id="9"><strong>Step 7a:</strong> Successful Settlement Conference</p>
<p>If you and the bank are able to find an alternative solution, then your foreclosure proceedings will be discontinued.</p>
<a class="button tiny radius" href="Stage7a.html">More information</a>
</div>
</div>
<hr />
<div class="row">
<div class="large-12 columns">
<p id="10"><strong>Step 7b:</strong> Unsuccessful Settlement Conference</p>
<p>Not all settlement conference proceedings are able to resolve the differences, and the foreclosure proceeding will continue.</p>
<a class="button tiny radius" href="Stage7b.html">More information</a>
</div>
</div>
<hr />
<div class="row">
<div class="large-12 columns">
<p id="11"><strong>Step 8:</strong> Post-Judgement (if your settlement conference was unsuccessful)</p>
<p>What to expect if you and the bank are unable to work out a deal.</p>
<a class="button tiny radius" href="Stage8.html">More information</a>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
<script src="bower_components/modernizr/modernizr.js"></script>
<script src="bower_components/jquery/dist/jquery.min.js"></script>
<script src="bower_components/foundation/js/foundation.min.js"></script>
<script src="js/app.js"></script>
<!--MOBILE NAV BAR-->
<div class="show-for-medium-down">
<div id="navbarfooter">
<p class="text-center"><a href="#"><div class="text-right unicodemenu">☰ Menu </div></a></p>
</div>
<script>$('#navbarfooter').load("navigation.html");</script>
</div>
<!--END MOBILE NAV BAR-->
</body>
</html>